Available Warranties

Tire and Wheel Protection

Repair or Replace Tires and Wheels if Damaged or Destroyed by a On Road or Off Road Hazard such as Glass, Nails , Wood, Potholes, Debris, Rocks.

The Rider's Advantage Tire and Wheel Protection Program was created with the customer-first philosophy. Protecting yourself and your family with this Program will help to alleviate the personal and financial strain caused by an unexpected breakdown due to a tire or wheel incident!

Off Road Tire & Wheel (ATV & UTV)

Experience off-road freedom like never before with Rider's Advantage Off Road Tire & Wheel coverage, the ultimate solution for ATV and UTV enthusiasts. Our comprehensive contract is tailored to safeguard all four tires against the myriad hazards of rugged terrain.

Imagine conquering rocky trails, muddy paths, and challenging landscapes with unwavering confidence, knowing that your tires are protected against punctures, tears, and irreparable damage. With Rider's Advantage, you're shielded from the unexpected, ensuring uninterrupted adventures.

From jagged rocks to sharp debris, our coverage has you covered, offering peace of mind with every twist and turn. Should the unfortunate occur and your tire or wheel suffers damage beyond repair, our assistance is just a call away.

Flat tire repairs and replacements become seamless, allowing you to stay focused on the thrill of the ride. Whether it's a minor puncture or a wheel unable to seal, our team is dedicated to getting you back on track swiftly and efficiently.

Don't let worries about tire mishaps dampen your off-road excitement. Choose Rider's Advantage and embark on every trail with confidence, knowing that we're there to support you every step of the way.

Rider's Advantage On Road Tire & Wheel The ultimate safeguard for your travels. Here's why it's an indispensable addition to your journey:

Unlimited Claims, Flexible Terms: Enjoy peace of mind with unlimited claims for tire and wheel repair or replacement. Whether you opt for a 2-year, 3-year, 4-year, or 5-year term, you're covered for any unexpected road hazards that may come your way.

Comprehensive Protection: From pesky flat tires to wheel damage beyond repair caused by road hazards, Rider's Advantage has you covered. Whether it's a puncture, blowout, or impact damage, you can rest easy knowing your tires and wheels are protected.

Easy Eligibility, Hassle-Free Service: Qualifying for coverage is simple. Just ensure your tires have a minimum tread depth of 3/32 inches at the time of incident, and you're good to go. Plus, with Rider's Advantage, accessing service is a breeze. Our network of authorized service providers ensures prompt and professional assistance whenever you need it.

All-Inclusive Care: When it comes to tire and wheel service, we've got you covered from start to finish. Our coverage includes not only repair or replacement costs but also essential services like mounting, balancing, valve stems, and taxes. Say goodbye to unexpected expenses - we've got it all covered.

Additional Perks: Rider's Advantage doesn't stop at tire and wheel protection. Enjoy the added benefits of 24-hour roadside assistance, ensuring you're never stranded on the side of the road. Whether you need help changing a spare tire, locksmith services, gas delivery, or a jumpstart, our dedicated team is just a phone call away.

With Rider's Advantage On Road Tire & Wheel coverage, you can hit the road with confidence, knowing that no matter what obstacles may arise, you're prepared for the journey ahead

Gap Protection

Since the very first vehicle insurance policy, many drivers have learned the hard way that a standard insurance policy may not provide all the financial protection they need.

Here’s why: When the value of a vehicle is less than the balance of the loan, this is described as being “upside down” on the loan.

A special kind of protection called “GAP protection” may help to cover the difference.

Negative Equity Puts Buyers at Risk

GAP protection is designed to help cover the difference between the fair market value of your vehicle at the time it’s totaled and your outstanding loan balance. Here’s an example using a typical loan:

Amount you owe on your loan: $20,000
Vehicle book value at the time of loss: $18,000
Your insurance deductible: $500
Amount insurance company pays you: $17,500
The "GAP": $2,500*

* The actual benefit amount paid to you is determined only at the time of loss per the terms described in the deficiency waiver addendum and may not cover the entire outstanding loan balance due to any listed exclusions including any limitations based on the loan-to-value coverage of 150%.

Highlights of Rider's Advantage GAP Include:

Coverage up to 84 months for powersports. Coverage up to 84 months for RVs, trailers, and marine. Max Finance on Marine contract term: 240 Months.

Coverage up to 150% of the MSRP/ NADA value for powersports. Up to 135% of the MSRP/NADA for RVs, trailers and watercraft.

An online claims portal that makes it easy to open new claims, sign-up for status updates, and facilitates quicker processing of potential claim benefits.

Backed by an A.M.Best A-Rated carrier... and much more!

Not everyone needs GAP protection. However thanks to significant changes in the way motorcycles, powersports, RVs, trailers, and watercraft are purchased and financed, more and more consumers are finding it may be beneficial to purchase GAP.

Theft Protection

Over a million motorcycles are stolen every year in the United States. That is one every 20 seconds! Most are never recovered, or are recovered with extensive and costly damages. Since most people carry a significant deductible on their insurance policy, powersports theft can result in substantial out of pocket costs to vehicle owners.

So, how do you protect yourself? Rider's Advantage Theft Protection is a highly effective way to keep your vehicle safe from professional thieves. The Rider's Advantage Theft Protection program provides a unique identification code that is permanently affixed to your vehicle.

Rider’s Advantage Theft Protection

We are so confident in the effectiveness of our program, that we will provide you with robust financial benefits in the event that the system fails to deter the theft of your vehicle. Only Rider's Advantage Theft Protection provides real financial help when you need it most.

In the event that your motorcycle/powersports vehicle is stolen and not recovered, or in the event that it is recovered but declared to be a total loss, you will become eligible for the following:

• A cash benefit that you can use towards the purchase or lease of a replacement motorcycle/powersports vehicle to cover your deductible, or to apply towards any other expenses that you may encounter.
• Down Payment Assistance-when you return to your selling dealership, you can receive an additional benefit that will be paid to the dealership towards the down payment on a replacement motorcycle/powersport vehicle.

Highlights of Rider’s Advantage Theft Protection Includes

Deductible reimbursement if recovered
UV footprint on machine provides greater chance of recovery
Codes are registered to customer and are listed in a national database used by law enforcement agencies
Available on 100% of units, new and used
Travel reimbursement for airfare/rental car
Optional 3 or 5 year terms
Coverage begins same day
Zero ($0) deductibles
Backed by an A.M.Best A-Rated carrier
 

Lifetime Battery 

Does your Motorcycle, Scooter, Side by Side, ATV, Dirt Bike, or Personal Watercraft battery keep dying? It can be very frustrating when your Powersports vehicle will not start!

The reason your battery dies is likely due to non-operation or sitting for too long. Unlike your car, which you drive daily, your powersports vehicle battery will die if not used often. The battery needs regular use to maintain longevity to keep it going for years. Whether you use your vehicle daily or seasonally, your battery will eventually need to be replaced.

Protecting your investment with a Rider's Advantage Lifetime Battery Agreement provides peace of mind from a common expense and gets you back to fun.

Battery Cost Examples

• HARLEY-DAVIDSON - $175
• KTM DIRT BIKE - $165
• POLARIS RZR 1000 - $170
• HONDA CRF450R - $270
• DUCATI MONSTER - $145
• SEA-DOO PWC - $110
• VESPA SCOOTER - $115
• ARCTIC CAT SNOWMOBILE - $125

Highlights of Rider’s Advantage Lifetime Battery

Coverage for life - "Lifetime” means the entire time you own the vehicle
$0 DEDUCTIBLE
Provides protection for the most common expense incurred over the course of ownership
You can go to ANY powersports dealership for battery replacement
Lifetime Battery Agreement will pay the battery manufacturer’s suggested retail price
Lifetime Battery Agreement provides the original OEM for your specific model year. Want to upgrade? Pay only the difference!
No expiration on the term
Backed by an A.M.Best A-Rated carrier
 

Wear Care Coverage

Rider’s Advantage Wear Care Contract Coverage Includes:

Belts

Hoses

Windshield Wiper Blades

Drive Belt (Optional) 

Brake Pads

Brake Rotors

Key/Key Fob Replacement Benefit

Electrical Items

Headlamps

Towing Benefit

During the term of ownership of your new motorcycle, UTV, ATV, Scooter, dirt bike, snowmobile or Jet ski, your vehicle may experience normal wear and tear as a result of use. Normal wear is expected, unfortunately your manufacturer (OEM) warranty does not cover these components. Enjoy the ultimate peace of mind from unexpected charges.

Adding Rider's Advantage Wear Care coverage helps protect you against additional costs and can provide a more worry-free experience.

HOW IT WORKS

New Vehicles Only (Can only purchase at time of sale)

Runs Concurrent with OEM Warranty

Available Term Options 24, 36, 48 Months

Transferrable

Unlimited Miles/Hours

No Deductible ($0)

Plan cost can be included in your monthly payments

For more information on Riders Advantage go to https://www.riders-advantage.com/

 dFence GPS

Why Choose dFence?

The dFence difference is noticeable from the very first time you use one of our products. Our innovative and advanced technology provides peace of mind knowing that no matter how a thief attempts to get into the vehicle, your dFence system will alert you. Our patented d3 system takes a three tiered approach to protecting vehicles for dealerships, consumers and fleets. dFence Glass sounds the alarm, dFence Cam takes real-time photos of the perpetrator and dFence GPS tracks the vehicle for faster recovery.
 

Benefits include:

  Propriety and patented technology that is exclusive only for dFence users

  Ability to track and recover stolen vehicles quickly and easily

  100 decibel alarm sounds when window glass is broken (only with dFence)

 Real time pictures offer the maximum theft deterrence and accountability (only with dFence)

  Dealers are able to manage lots and protect inventory

  Fleet vehicles can be detected anywhere and drivers are protected

  Consumers have peace of mind knowing their property is safe

For more information go to https://dfencegps.com/

• Used On-road Unit

  • Used extended service contract (10 year models back).
  • Priority maintenance.
  • Tire and wheel protection (2-5 year plans).
  • Gap protection (if Financing).
  • Theft protection.
  • Lifetime battery
  • dFence GPS

• New Off-Road Unit

  • New extended service contract.
  • Priority maintenance.
  • Tire and wheel Protection (3 year plan).
  • Gap protection.
  • Theft protection.
  • Lifetime battery
  • Wear Care
  • dFence GPS

• Used Off-Road Unit

  • Used extended service contract (10 year models back).
  • Priority maintenance.
  • Tire and wheel protection (3 year plan).
  • Gap protection (if financing).
  • Theft protection.
  • Lifetime battery 
  • dFence GPS

• New On-Road Unit

  • New Extended service contract.
  • Priority maintenance.
  • Tire and wheel protection (2-5 year plan.
  • Gap protection (if financing).
  • Theft protection.
  • Lifetime battery 
  • Wear Care
  • dFence GPS

• Dirtbikes

  • lifetime battery $199.
  • theft protection.